Busy weeks. Bills on time.
Croft finds your bills and paychecks, then shows what's safe to pay right now and the lowest your account gets before payday. The tournament fee isn't the problem. The week it lands is.
Practice, games, a hotel two towns over, and the mortgage due the same week. Croft keeps track of the dates so you don't have to carry them in your head.
14 days free, then less than 40¢ a day ($11.99 billed monthly). Card required. Cancel anytime.
What Croft does for you
Finds your bills and pay
Connect your checking and Croft drafts your plan from it: the bills that repeat, your paychecks and your card payments. You can review and change anything.
Shows the low point first
See the lowest your checking gets before your next paycheck, and the day it happens, before you spend.
Checks in the background
Each night Croft looks over new bank activity for bills and pay that are new, changed or stopped, and leaves you a note when it finds one.
Questions people ask
How does Croft know what's safe to pay?
Croft lines up the bills and minimum payments coming out of your checking, keeps a cushion, and looks ahead day by day for the lowest your balance will get. Only money above that low point and the cushion counts as safe to put toward debt. It works this out again whenever your balances, bills or plan change.
What is the low point?
It's the lowest your checking balance is expected to reach before your next paycheck, and the day it happens. Croft shows it on Home, so a fee or bill that lands in a tight week is visible before you spend.
Do I have to enter all my bills?
No. Once your checking is connected, Croft drafts your plan from it: the bills that repeat, your paychecks and your card and loan payments. You can review what it found and add or change anything.
Do I have to check the app every day?
No. Each night Croft looks over your new bank activity for bills and pay that are new, changed or stopped. When it finds one, it leaves you a note so you can review it.
Does Croft move my money?
No. Croft connects to your bank through Plaid to read balances and transactions. It can't move money out of your bank or make payments from your accounts. When Croft suggests a payment, you make it yourself at your bank or card issuer.
Is there a free trial?
Yes. Creating your account and setting up cost nothing. Your 14-day free trial starts when you add a card, just before your plan. After that, it's less than 40¢ a day: $11.99 billed monthly, or $89 a year.
You're not bad with money. You're busy.
14 days free, then less than 40¢ a day ($11.99 billed monthly). Card required. Cancel anytime.
New to Croft? Read what Croft is and how it handles your data.