Free tool
Cash advance calculator
Add up what a cash advance app takes over a few months: how much you received, how much you paid back, and how much more went out than came in.
What it adds up to
6 advances over 3 months
- Total received
- $900.00
- Total paid back
- $983.91
More went out than came in: $83.91
That's about $353.62 a year
The math runs in your browser. The numbers you type aren’t saved or sent anywhere.
What the numbers mean
Total received is the money the app sent you: every advance, added up.
Total paid back is everything that went back to the app: the advances themselves, plus each express fee and tip, plus the monthly membership.
More went out than came in is the difference between the two. “That’s about … a year” is what the same pattern costs over a full 12 months.
Only whole advances are counted. Every two weeks is 26 advances a year, a little more than 2 a month, so 3 months comes to 6 advances. Twice a month is exactly 2 a month.
How to step down
Want to lean on advances less? Our guide walks through it: How to get off cash advances.