Irregular income

The Croft blog

Plain-English notes on paychecks, bills, credit-card timing and paying off debt.

Irregular income

How to budget on irregular income and still pay down debt

Paid by the hour, in tips, by the job or on commission? Plan on your lowest normal month, not your average. Fill a one-month cushion first, then send a share of every good month to your highest-rate debt. Here's the method, with a worked example on a $6,000 card.

11 min read

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